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Do you accept my insurance?

MOHS Surgery and Dermatology Center does accept the majority of the insurance providers in the area. We have a list below of some of the insurance companies but we are contracted with many more. Please contact your insurance provider to see if we are in-network with your plan. On the front or the back of your insurance card, you will find the phone number that will allow you to contact your insurance provider to confirm coverage.

What is a co-pay?

A co-pay, short for “co-payment,” is a fixed amount of money that the insurance provider requires the patient to pay at the time of service each time you come in for an office visit.

When will I receive a statement?

MOHS Surgery and Dermatology will bill your insurance company after your visit. You will receive a statement after we receive an explanation of benefits from your insurance provider.

What if I believe I received a statement in error?

If you believe that you received a statement in error, call our billing department at 815-455-4434 and they will be more than willing to assist with any of your questions.

What if I don’t have insurance?

MOHS Surgery and Dermatology Center will evaluate and treat your condition regardless of insurance. For patients without insurance, an upfront charge will be required before seeing the physician. Once you are evaluated, the physician will determine the charges and you will be responsible for the remaining balance at the time of your visit.

What forms of payment can I use?

MOHS Surgery and Dermatology Center accepts cash, personal checks, money orders, FSA, HRA, HSA, Care Credit, and VISA, MasterCard, Discover, and American Express credit card payments. You can pay your bill online. (Please link this to the Tab).

What are in-network & out-of-network providers?

In-network providers are providers who are contracted with your specific insurance plan. When providers are contracted with your plan, the benefits from the insurance company are much higher than if the provider is not contracted (out-of-network) with your plan. When providers are out-of-network with your plan, the benefits will be much less from the insurance company than if the provider was in-network.

Do I need a referral?

MOHS Surgery and Dermatology makes every effort to obtain referrals on behalf of our patients prior to their visit. Many times our patients are required to obtain a referral from their PCP. Please contact your insurance company to verify if a referral is needed before your visit.

*If you don’t see your billing-related or financial question answered here, please don’t hesitate to call us. We’re here to help! Call 815-455-4434.


We Accept Most:

  • Medicare
  • Presence Hospital Network
  • Aetna
  • Advocate Network
  • Presence Network
  • Multiplan
  • Unicare
  • Blue Cross/Blue Shield
  • Humana
  • Cigna
  • United Healthcare
  • VA

Please contact your insurance carrier to confirm that MOHS Surgery and Dermatology is an In-Network provider.

If you have any further questions, please contact our billing office at (815) 455-7143.